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Credit Facilities

The Government introduced different schemes to offer assistance to small and medium enterprises to be able to undertake their business and was being managed by different organisations. In order to better manage and facilitate the development and growth of the small and medium enterprises, the Government created the Concessionary Credit Unit (CCU) under the Ministry of Finance in November 2005.
This unit is a one stop shop for all the existing concessionary credit facilities and provides support and facilitates the development of the small business. It also monitors the financial arrangements and the performance of assisted businesses receiving concessionary financial assistance. The CCU process all requests for loan applications to be considered by a Board consisting of private and public sectors representatives. The following are the concessionary credit facilities that falls under the CCU:

Youth Enterprise Scheme
Agriculture Development Fund
Export Marketing Scheme
Refinance Scheme for Export
Small Business Finance Facilities
Cottage Industry Scheme

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